Empowering Rural Banking with NPay Micro ATM
NPay Micro ATM brings modern banking services to every corner of India. With our secure and easy-to-use handheld devices, users can withdraw cash, check balances, and perform transactions instantly using their Aadhaar or debit card — without visiting a bank branch or ATM.
A Micro ATM is a portable, mini version of a bank ATM that allows cash withdrawal, balance inquiry, and fund transfer using Aadhaar or debit card authentication. NPay partners with leading banks to enable agents and retailers to provide essential banking services in rural and semi-urban areas where physical ATMs are limited.
Instant Cash Withdrawals
With NPay Micro ATM, withdrawing cash has never been easier or faster. Our advanced Micro ATM devices enable instant cash withdrawals using either Aadhaar authentication or debit card, ensuring that customers can access their money anytime, anywhere — even in the most remote locations.
When a customer initiates a withdrawal, the NPay Micro ATM instantly connects to the NPCI’s secure banking network, verifies the account details, and processes the transaction within seconds. The cash is handed over immediately, and the customer receives an on-screen or printed receipt as proof of the transaction.
It’s a portable ATM device that allows cash withdrawals, balance checks, and fund transfers using Aadhaar or debit card authentication.
Any customer with a bank account linked to Aadhaar or debit card can use Micro ATM services at an NPay agent outlet.
Service charges depend on the agent or retailer — typically, a small convenience fee may apply per transaction.
Yes. All transactions are processed securely through NPCI and bank-authorized gateways, ensuring complete safety.